Which network should I send USDT on?
The cheapest network is the wrong answer if the other end will not credit it. This asks about the destination first, then about cost.
Four questions
transfersHow to read this, and where it can be wrong
Why the destination question comes first
Because it is the only one that can lose your money. A transfer sent over a chain the receiving side does not credit does not bounce; it lands at an address nobody is watching, and getting it back is a support request with an uncertain outcome. Cost is a preference. Compatibility is a constraint, so it is asked first.
Where the fee figures come from
From you. Nothing here is fetched, and no fee is stored in the page as fact. The three defaults are placeholders of a plausible shape and will drift out of date; the withdrawal screen with the network already selected is the only authority. If the number here and the number there disagree, the screen is right.
What the share figure means
The flat fee expressed as a percentage of what you are sending. It is the number people miss, because a fee quoted as “1” feels fixed and small while its real weight depends entirely on the size of the transfer. Under about 0.5% it barely matters. Above a couple of percent you are paying more to move the money than most people pay to trade it, and batching is worth considering.
What the checks below the result are
They change with the destination you chose, because the failure modes genuinely differ. Sending to an exchange raises the memo question. Sending to your own wallet raises the native gas token question, because a stablecoin sitting on a chain you hold no gas on cannot be moved. Sending to another person raises the test-transfer question, since you cannot inspect their setup.
What this does not do
It does not know which networks your exchange actually offers, it does not check that an address is valid, and it takes no view on whether the destination is trustworthy. It also ignores network congestion, which can make a variable-fee chain more expensive between the moment you read the fee and the moment you confirm.
Related
The write-up on choosing a network covers what the three standards actually are and when the expensive one is still correct. The full cost breakdown covers the layers underneath the flat fee. If a transfer has already gone somewhere unexpected, the triage piece is the one you want.